Welcome to FreeCreditBot! These Terms of Service ("Terms") govern your use of our website and services. Please read these Terms carefully before using our services.
By accessing or using our service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access our service.
FreeCreditBot provides an AI-powered platform that helps users understand their credit reports, identify potentially disputable items, and generate FCRA-compliant dispute letters.
Our service is informational and educational in nature. We do not guarantee specific outcomes regarding credit disputes or improvements to your credit score.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our service.
The Service and its original content, features, and functionality are and will remain the exclusive property of FreeCreditBot and its licensors. The Service is protected by copyright, trademark, and other laws.
By uploading or otherwise sharing content through our Service, you grant us the right to use, modify, perform, display, reproduce, and distribute such content solely for the purpose of providing and improving our services.
Our service is designed to help users exercise their rights under the Fair Credit Reporting Act (FCRA). Users are responsible for ensuring the accuracy of information they provide and confirming that disputes filed are legitimate.
Our service is provided "as is" and "as available." We make no warranties, expressed or implied, regarding the operation of our service or the information, content, or materials included.
We do not guarantee that using our service will result in improved credit scores, removal of negative items from credit reports, or any specific financial outcome.
In no event shall FreeCreditBot, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.
These Terms shall be governed by the laws of the United States and the state of Florida, without regard to its conflict of law provisions.
We reserve the right to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
For organizations using our white label solutions, we grant a limited, non-exclusive, non-transferable license to use our platform in accordance with your specific service agreement.
If you have any questions about these Terms, please contact us at: legal@freecreditbot.com