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Rebuild Your Credit.
Reclaim Your Life.

Generate dispute letters that work

Whether you're bouncing back from divorce, incarceration, medical debt, or job loss — FreeCreditBot gives you the tools to fight back, fix your credit, and move forward.

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Voice Assistant

Talk or type to dispute. No technical knowledge needed.

FCRA Letters

Auto-fill dispute letters that follow legal requirements.

For Everyone

No jargon. No complexity. Just straightforward help.

Privacy First

No SSN. No bank logins. Your information stays secure.

Voice Assistant

Talk or type to dispute. No technical knowledge needed.

FCRA Letters

Auto-fill dispute letters that follow legal requirements.

For Everyone

No jargon. No complexity. Just straightforward help.

Privacy First

No SSN. No bank logins. Your information stays secure.

How It Works

Three simple steps to cleaner credit

1

Upload Your Report

Upload your credit report from any bureau and our AI will analyze it.

2

Identify Issues

Our AI identifies disputable items using FCRA guidelines.

3

Generate Letters

Get professionally formatted dispute letters ready to send.

Success Stories

From real people rebuilding their credit

"After my divorce, my credit was a mess. FreeCreditBot helped me remove 3 incorrect accounts and my score jumped 87 points!"

MJ

Maria J.

Score increased 87 points

"Coming home from prison, my credit report was full of mistakes. This tool helped me fix what wasn't mine and rebuild."

JT

James T.

Score increased 103 points

"Medical debt nearly ruined my finances. With FreeCreditBot, I got 2 accounts removed and 1 corrected. Now I can qualify for a home loan!"

RK

Robert K.

Score increased 65 points

Ready to Fix Your Credit?

Start your credit repair journey today—without the high fees.

Get Started Free

Trusted by Those Who Need It Most

FCRA Compliant
No Credit Card Required
256-bit Encryption
Privacy Focused